Terms of Use:

Private Financial Advisory (“PFA”) may transfer personally identifiable information to any successor to all or substantially all of its business or assets that concern the Service. 

Security

PFA is committed to ensuring that the personal information you provide is protected from unauthorised alteration and is only accessible to PFA employees, or third parties contracted to PFA , who require the personal information to assist us in meeting the purpose for which it was collected. Information collected by PFA is stored in secure operating environments that are not made generally available to the public. Unfortunately, no data transmission over the Internet can be guaranteed to be 100% secure. As a result, PFA cannot ensure the security of any information you provide, and you do so at your own risk. Once PFA receives your transmission, it will make reasonable efforts to ensure its security on its systems. If the information we collect is no longer current or becomes inapplicable we will promptly delete it from our records. If your personal information is disclosed to any third party we will require it to implement appropriate confidentiality safeguards to respect your right to privacy.

Third-Party Sites

The Site may permit you to link to other websites on the Internet, and other websites may contain links to the Site. These other websites are not under PFA control. The privacy and security practices of websites linked to or from the Site are not covered by this Privacy Policy, and PFA is not responsible for the privacy or security practices or the content of such websites.

Opt-Out

If you change your mind about PFA use of User Data volunteered by you, you may send an email to info@privatefinancial-advisory.email with your electronic mail address.

Changes

PFA reserves the right, at its sole discretion, to modify or replace any of these Terms of Use at any time. It is your responsibility to check the Terms of Use periodically for changes. Your continued use of the Site following the posting of any changes to the Terms of Use constitutes acceptance of those changes.

Contact

If you have any questions regarding this Privacy Policy or your dealings at this Site, please contact info@privatefinancial-advisory.email.

Acceptance of Terms

The following terms and conditions govern all use of the www.privatefinancial-advisory.com website (the Site). 3 The Site is offered subject to acceptance without modification of any of the terms and conditions contained herein or all other operating rules, policies, and procedures that may be published from time to time on this Site by PFA (collectively, the Terms of Use). if you do not agree to all of these Terms of Use, then do not access or use the site. by viewing the site, you agree to be bound by all of these terms of use.

Rules and Conduct

As a condition of use, you promise not to use the Site for any purpose that is unlawful or prohibited by these Terms of Use, or any other purpose not reasonably intended by PFA . You agree to abide by all applicable local, state, national and international laws, and regulations.

Third-Party Sites

The Site may permit you to link to other websites on the Internet, and other websites may contain links to the Site. These other websites are not under PFA control and you acknowledge that PFA is not responsible for the accuracy, legality, appropriateness, or any other aspect of the content or function of such websites. The inclusion of any such link does not imply endorsement by PFA or any association with its operators.

Proprietary Rights

You agree that all content and materials delivered via the Site and the Service or otherwise made available by PFA at the Site are protected by copyrights, trademarks, service marks, patents, trade secrets, or other proprietary rights and laws. Except as expressly authorized by PFA in writing, you agree not to sell, license, rent, modify, distribute, copy, reproduce, transmit, publicly display, publicly perform, publish, adapt, edit or create derivative works from such materials or content. However, you may print or download a reasonable number of copies of the materials or content at this Site for your internal business purposes; provided, that you retain all copyright and other proprietary notices contained therein.

Waiver of Rights 

If PFA and its subsidiaries waive any of its rights under the Terms and Conditions, it may decide not to waive that right or those rights in the future.

Accessing Website on Mobile Phones 

You may access, view, and download some of the content from the Website on your mobile phone. The contents of the services on the Website are offered without charge but you should consult your telecommunications service provider to see what carrier charges you may incur.

Changing Terms and Conditions

PFA may change the Terms and Conditions without notice to you at any time for any reason without giving you any explanation or justification.

No Warranties

The Site and all materials, information, software, products, and services included in or available through the Site (the content) are provided “as is” and “as available”. The Site, service, and content are provided without warranty of any kind, express or implied, including, but not limited to, the implied warranties of title, non-infringement, merchantability, and fitness for a particular purpose, and any warranties implied by any course of performance or usage of trade, all of which are expressly disclaimed. PFA and its affiliates, licensors, and suppliers do not warrant that:

(1) the content is timely, accurate, complete, reliable, or correct;

(2) the site will be secure or available at any particular time or location;

(3) any defects or errors will be corrected;

(4) the content is free of viruses or other harmful components; or

(5) the results of using the site or service will meet your requirements. Your use of the Site and/or Service is solely at your own risk.

Limitation of Liability

In no event shall PFA (or its affiliates, licensors, and suppliers) be liable concerning the subject matter of these Terms of Use, regardless of the form of any claim or action (whether in contract, negligence, strict liability, or otherwise), for any (1) matter beyond its reasonable control, (2) loss or inaccuracy of data, loss or interruption of use, or cost of procuring substitute technology, goods or services, or (3) direct or indirect, punitive, incidental, reliance, special, exemplary or consequential damages including, but not limited to, loss of business, revenues, profits or goodwill, even if PFA has been advised of the possibility of such damages. These limitations are independent of all other provisions of this agreement and shall apply notwithstanding the failure of any remedy provided herein.

Miscellaneous

These Terms of Use shall be governed by and construed per the laws of the Federal Laws of Australia, excluding its conflicts of law rules. If any provision of the Terms of Use is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that the Terms of Use will otherwise remain in full force and effect and enforceable. PFA may assign, transfer or delegate any of its rights and obligations hereunder without consent. All waivers and modifications must be in a writing signed by PFA, except as otherwise provided herein. No agency, partnership, joint venture, or employment relationship is created as a result of these Terms of Use, and neither party has any authority of any kind to bind the other in any respect.

Fraud Check

PFA and its subsidiaries are committed to providing the highest quality of services to its clients in a trusted ecosystem.

Internet fraud is a major concern for financial services providers worldwide. Most internet and email scams usually involve an email claiming to be from your financial service provider. It usually asks you to send your account details such as your password or PIN, either by return email or through a website link. The fraudsters may use various tricks to lower your guard such as security and maintenance upgrades, investigation of irregularities or bills or charges due. Here are some safety checks you may find helpful:

• You should always make reasonable attempts to contact your PFA representative over the phone when you are unsure of any suspicious activities or request;
• Suspect a scam if you are asked for your account details via email;
• Keep your computer secure by updating your virus protection regularly and immediately delete suspicious emails without opening them;
• Do not access the Website from an email or Internet links;
• Only access the Website by typing in the Website address in the address bar of your web browser or by using your ‘favourites’;
• Ensure you are taking privacy precautions and keep your login details and password secret;
• Always avoid personal transactions at public places like Internet cafes, community centres, and libraries; and

We do not request personal information such as login ID or bank details via emails. Contact PFA or your PFA representative immediately if you receive any emails or web links from PFA or its subsidiary that requests any personal information that relates to the services that any of them provide to you. You can obtain more information on fraud from FIDO, the consumer section of the Australian Securities and Investments Commission website.

Copyright and Trademark Notices 

Unless otherwise indicated, these Terms of Use and all Content provided by PFA are copyright © 2023 PFA All rights reserved. PFA logo are trademarks of PFA and its subsidiary companies.

Governing Law 

The Terms and Conditions are governed by and interpreted in accordance with the law in force in Victoria (VIC). You submit to the exclusive jurisdiction of the courts of VIC.

Contact

You may contact PFA at info@privatefinancial-advisory.email.